THE REAL ESTATE LAW TEAM 
of
McCarthy, Summers, Bobko, 
Wood, Norman, Bass & Melby, P.A.

Residential Foreclosure Defense and Workouts

Like all too many Floridians in difficult economic circumstances, Florida homeowners may be at risk of losing their homes to foreclosure. If you are behind on your mortgage payments, your lender can declare a default and force the sale of the home. Lenders do not like foreclosures, because they are costly and difficult. But they do not hesitate to foreclose on past due loans if they are not given better options.

Robert P. Summers, a Board Certified Real Estate Lawyer by The Florida Bar Board of Legal Specialization and Education, specializes in handling mortgage modifications and other kinds of workouts. Under Mr. Summers’ leadership, the real estate lawyers of McCarthy, Summers, Bobko, Wood, Norman, Bass & Melby, P.A. create effective yet affordable options for homeowners facing mortgage difficulties. Depending on your particular situation, our lawyers can discuss numerous practical options, including:

Mortgage foreclosure defense 
Short sales 
Declaratory relief 
Deed in lieu of foreclosure 
Equitable redemption 
Hard money second 
Mortgage modification 
Foreclosure sale 
Reinstatement of defaulted mortgage 
Refinancing 
Soft second loan 
Special forbearance 
Walk away from the transaction 
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